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Smart Money

Practical budgeting, saving, and everyday financial decision-making for Americans.

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Budgeting Basics

Budgeting Basics

Think budgeting means giving up everything you enjoy? These common misconceptions—and the facts behi…

15 stories
Saving Strategies

Saving Strategies

Automated saving isn't just a buzzword. This guide explains what it actually means, how transfers ar…

15 stories
Smarter Spending

Smarter Spending

Run through these key questions before any significant purchase to avoid buyer's remorse and make su…

15 stories
Budgeting Myths That Keep People From Starting
Featured

Budgeting Myths That Keep People From Starting

By Smart Money Editorial Team · 6 min read · Aug 12, 2024

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Budgeting Basics Your First Budget: A Plain-English Starting Point

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Saving Strategies Automating Your Savings: What It Means and How the Mechanics Work

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Saving Strategies Building a Saving Habit When Your Income Is Irregular

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Saving Strategies Common Beliefs About Saving That Financial Educators Often Push Back On

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Saving Strategies Energy Bills and Everyday Utilities: Where Households Typically Overspend

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Saving Strategies High-Yield Savings Accounts vs. Traditional Savings Accounts: How the Interest Gap Adds Up

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Saving Strategies Lump-Sum Saving vs. Consistent Small Contributions: A Comparison of Two Approaches

Lump-Sum Saving vs. Consistent Small Contributions: A Comparison of Two Approaches

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Saving Strategies Saving Strategies Across Life Stages: What Changes and What Stays the Same

Saving Strategies Across Life Stages: What Changes and What Stays the Same

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Saving Strategies The Psychology Behind Why Saving Feels So Hard

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Smarter Spending Before You Buy: A Pre-Purchase Checklist for Everyday Consumers

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